/* 
   sbhfinance.com - Premium Dark Redesign
*/
:root {
    /* Deep dark mode palette with gold/emerald accents */
    --color-primary: #0f172a; /* Slate 900 */
    --color-primary-dark: #020617; /* Slate 950 */
    --color-primary-light: #1e293b; /* Slate 800 */
    --color-secondary: #334155; /* Slate 700 */
    --color-accent: #fbbf24; /* Amber 400 (Gold) */
    --color-accent-hover: #f59e0b; /* Amber 500 */
    
    --color-bg: #020617;
    --color-surface: #0f172a;
    --color-surface-alt: #1e293b;
    
    --color-text: #f8fafc; /* Slate 50 */
    --color-text-light: #94a3b8; /* Slate 400 */
    --color-text-inverse: #020617; /* Dark text for light buttons */
    
    --color-border: #334155;
    --color-success: #10b981; /* Emerald 500 */
    --color-error: #ef4444; /* Red 500 */

    --font-heading: 'Playfair Display', serif;
    --font-body: 'Inter', sans-serif;

    --text-xs: clamp(0.75rem, 0.7vw + 0.5rem, 0.875rem);
    --text-sm: clamp(0.875rem, 0.8vw + 0.6rem, 1rem);
    --text-base: clamp(1rem, 1vw + 0.75rem, 1.125rem);
    --text-lg: clamp(1.125rem, 1.2vw + 0.85rem, 1.25rem);
    --text-xl: clamp(1.25rem, 1.5vw + 1rem, 1.5rem);
    --text-2xl: clamp(1.5rem, 2vw + 1.1rem, 2rem);
    --text-3xl: clamp(2rem, 3vw + 1.25rem, 3rem);
    --text-4xl: clamp(2.5rem, 4vw + 1.5rem, 4.5rem); /* Huge typography */

    --space-xs: 0.25rem;
    --space-sm: 0.5rem;
    --space-md: 1rem;
    --space-lg: 1.5rem;
    --space-xl: 2rem;
    --space-2xl: 4rem;
    --space-3xl: 6rem;

    --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.5);
    --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.5), 0 2px 4px -1px rgba(0, 0, 0, 0.3);
    --shadow-lg: 0 20px 25px -5px rgba(0, 0, 0, 0.5), 0 10px 10px -5px rgba(0, 0, 0, 0.2);
    --shadow-glow: 0 0 20px rgba(251, 191, 36, 0.15); /* Accent glow */

    --radius-sm: 6px;
    --radius-md: 12px;
    --radius-lg: 24px;
    --radius-full: 9999px;

    --transition-fast: 200ms cubic-bezier(0.16, 1, 0.3, 1);
    --transition-normal: 400ms cubic-bezier(0.16, 1, 0.3, 1);
    --transition-slow: 700ms cubic-bezier(0.16, 1, 0.3, 1);
}

html { box-sizing: border-box; scroll-behavior: smooth; }
*, *:before, *:after { box-sizing: inherit; }
body { margin: 0; padding: 0; font-family: var(--font-body); font-size: var(--text-base); color: var(--color-text); background-color: var(--color-bg); line-height: 1.6; letter-spacing: -0.01em; }
h1, h2, h3, h4, h5, h6 { font-family: var(--font-heading); line-height: 1.1; margin: 0 0 var(--space-md) 0; font-weight: 700; letter-spacing: -0.03em; }
p { margin: 0 0 var(--space-md) 0; color: var(--color-text-light); }
a { color: var(--color-accent); text-decoration: none; transition: color var(--transition-fast); }
a:hover { color: var(--color-accent-hover); }
img, svg { max-width: 100%; height: auto; }
ul, ol { margin: 0 0 var(--space-md) 0; padding-left: var(--space-xl); color: var(--color-text-light); }

.container { max-width: 1400px; margin: 0 auto; padding: 0 var(--space-xl); }
.d-none-mobile { display: none; }
@media(min-width: 1024px) { .d-none-mobile { display: inline-flex; } }

/* Buttons */
.btn { display: inline-flex; align-items: center; justify-content: center; padding: var(--space-sm) var(--space-xl); border-radius: var(--radius-full); font-weight: 600; cursor: pointer; transition: all var(--transition-normal); border: none; font-size: var(--text-sm); text-transform: uppercase; letter-spacing: 1px; text-align: center; position: relative; overflow: hidden; z-index: 1; }
.btn-primary { background-color: var(--color-accent); color: var(--color-text-inverse); box-shadow: var(--shadow-glow); }
.btn-primary:hover { background-color: var(--color-accent-hover); transform: translateY(-2px); box-shadow: 0 10px 20px rgba(251, 191, 36, 0.3); }
.btn-secondary { background-color: transparent; color: var(--color-text); border: 1px solid var(--color-border); backdrop-filter: blur(10px); }
.btn-secondary:hover { border-color: var(--color-text); background: rgba(255,255,255,0.05); transform: translateY(-2px); }
.btn-outline { background: transparent; border: 1px solid var(--color-border); color: var(--color-text); }
.btn-outline:hover { background: var(--color-surface); border-color: var(--color-accent); color: var(--color-accent); }
.btn-sm { padding: var(--space-xs) var(--space-lg); font-size: var(--text-xs); }

/* Header & Floating Pill Nav */
.header-wrapper { position: fixed; top: var(--space-md); left: 0; width: 100%; z-index: 100; pointer-events: none; display: flex; justify-content: center; padding: 0 var(--space-md); }
.site-header { pointer-events: auto; background: rgba(15, 23, 42, 0.7); backdrop-filter: blur(20px); -webkit-backdrop-filter: blur(20px); border: 1px solid rgba(255,255,255,0.08); padding: var(--space-xs) var(--space-md) var(--space-xs) var(--space-xl); border-radius: var(--radius-full); display: flex; align-items: center; justify-content: space-between; gap: var(--space-2xl); box-shadow: var(--shadow-lg); transition: all var(--transition-normal); }
.site-header.scrolled { background: rgba(2, 6, 23, 0.85); box-shadow: 0 10px 30px rgba(0,0,0,0.8); }

.logo { display: flex; align-items: center; gap: var(--space-sm); color: var(--color-text); font-weight: 700; font-size: var(--text-lg); font-family: var(--font-heading); }
.main-nav .nav-list { display: flex; gap: var(--space-xl); list-style: none; margin: 0; padding: 0; }
.main-nav a { color: var(--color-text-light); font-weight: 500; font-size: var(--text-sm); text-transform: uppercase; letter-spacing: 1px; transition: color var(--transition-fast); position: relative; }
.main-nav a:hover, .main-nav a.active { color: var(--color-text); }
.main-nav a.active::after { content: ''; position: absolute; bottom: -6px; left: 50%; transform: translateX(-50%); width: 4px; height: 4px; border-radius: 50%; background: var(--color-accent); }

.header-actions { display: flex; align-items: center; gap: var(--space-md); }

/* Lang Selector (Glass) */
.lang-selector { position: relative; }
.lang-btn { background: rgba(255,255,255,0.05); color: var(--color-text); border: 1px solid rgba(255,255,255,0.1); border-radius: var(--radius-full); cursor: pointer; font-family: inherit; font-size: var(--text-xs); font-weight: 600; padding: 6px 12px; display: flex; align-items: center; gap: 4px; transition: all var(--transition-fast); }
.lang-btn:hover { background: rgba(255,255,255,0.1); }
.lang-dropdown { position: absolute; top: calc(100% + 10px); right: 0; background: rgba(15, 23, 42, 0.9); backdrop-filter: blur(10px); border: 1px solid rgba(255,255,255,0.1); border-radius: var(--radius-md); box-shadow: var(--shadow-lg); list-style: none; margin: 0; padding: var(--space-xs) 0; min-width: 140px; opacity: 0; visibility: hidden; transform: translateY(-10px); transition: all var(--transition-normal); z-index: 10; }
.lang-selector:hover .lang-dropdown, .lang-selector:focus-within .lang-dropdown { opacity: 1; visibility: visible; transform: translateY(0); }
.lang-dropdown a { display: block; padding: var(--space-xs) var(--space-md); color: var(--color-text-light); font-size: var(--text-sm); text-decoration: none; transition: all var(--transition-fast); }
.lang-dropdown a:hover { background: rgba(255,255,255,0.05); color: var(--color-text); padding-left: var(--space-lg); }

/* Hamburger Menu */
.hamburger { display: none; flex-direction: column; justify-content: space-around; width: 30px; height: 21px; background: transparent; border: none; cursor: pointer; padding: 0; z-index: 10; }
.hamburger span { width: 30px; height: 2px; background: var(--color-text); border-radius: 10px; transition: all 0.3s linear; position: relative; transform-origin: 1px; }
@media(max-width: 1023px) {
    .hamburger { display: flex; }
    .site-header { padding: var(--space-xs) var(--space-md); width: 100%; border-radius: var(--radius-md); gap: var(--space-md); }
    .main-nav { position: fixed; top: 0; right: -100%; width: 100%; height: 100vh; background: rgba(2, 6, 23, 0.98); backdrop-filter: blur(20px); transition: right var(--transition-normal); padding: 120px var(--space-xl) var(--space-xl); overflow-y: auto; display: flex; align-items: center; justify-content: center; z-index: -1; }
    .main-nav.open { right: 0; }
    .main-nav .nav-list { flex-direction: column; gap: var(--space-xl); text-align: center; }
    .main-nav a { font-size: var(--text-2xl); font-family: var(--font-heading); text-transform: none; }
    .hamburger.open span:nth-child(1) { transform: rotate(45deg); }
    .hamburger.open span:nth-child(2) { opacity: 0; }
    .hamburger.open span:nth-child(3) { transform: rotate(-45deg); }
}

/* Base Main Layout */
main { min-height: 80vh; }

/* Hero Section (Redesigned) */
.hero { min-height: 100vh; display: flex; align-items: center; position: relative; overflow: hidden; padding-top: 80px; }
.hero::before { content: ''; position: absolute; top: 0; right: 0; width: 80%; height: 80%; background: radial-gradient(circle at 70% 30%, rgba(251, 191, 36, 0.08) 0%, transparent 60%); z-index: 0; pointer-events: none; }
.hero-inner { position: relative; z-index: 2; width: 100%; display: grid; grid-template-columns: 1fr 1fr; gap: var(--space-3xl); align-items: center; }
@media(max-width: 1023px) { .hero-inner { grid-template-columns: 1fr; text-align: center; } }
.hero-badge { display: inline-flex; align-items: center; gap: 8px; background: rgba(255,255,255,0.03); border: 1px solid rgba(255,255,255,0.1); padding: 4px 16px; border-radius: var(--radius-full); font-size: var(--text-xs); text-transform: uppercase; letter-spacing: 2px; margin-bottom: var(--space-xl); color: var(--color-accent); backdrop-filter: blur(5px); }
.hero h1 { font-size: var(--text-4xl); margin-bottom: var(--space-lg); line-height: 1; }
.hero h1 span { color: var(--color-accent); font-style: italic; }
.hero p { font-size: var(--text-lg); margin-bottom: var(--space-2xl); max-width: 600px; color: var(--color-text-light); line-height: 1.8; }
.hero-ctas { display: flex; gap: var(--space-md); }
@media(max-width: 1023px) { .hero-ctas { justify-content: center; } }

/* Hero Visual */
.hero-visual { position: relative; height: 600px; border-radius: var(--radius-lg); overflow: hidden; border: 1px solid rgba(255,255,255,0.05); }
.hero-visual::after { content: ''; position: absolute; inset: 0; background: linear-gradient(45deg, rgba(2, 6, 23, 0.8), transparent); }
.hero-visual-content { position: absolute; inset: 0; display: flex; align-items: center; justify-content: center; font-family: var(--font-heading); font-size: 10rem; opacity: 0.05; user-select: none; }

/* Cards & Grids (Glassmorphism) */
.section-pad { padding: var(--space-3xl) 0; position: relative; }
.section-title { margin-bottom: var(--space-3xl); max-width: 700px; }
.section-title h2 { font-size: var(--text-3xl); }
.section-title p { font-size: var(--text-lg); }

.grid-3 { display: grid; grid-template-columns: repeat(auto-fit, minmax(350px, 1fr)); gap: var(--space-xl); }
.card { background: rgba(15, 23, 42, 0.4); border: 1px solid rgba(255,255,255,0.05); backdrop-filter: blur(10px); border-radius: var(--radius-lg); padding: var(--space-2xl); transition: all var(--transition-normal); position: relative; overflow: hidden; }
.card::before { content: ''; position: absolute; top: 0; left: 0; width: 100%; height: 100%; background: radial-gradient(circle at top right, rgba(255,255,255,0.03), transparent 70%); pointer-events: none; }
.card:hover { transform: translateY(-10px); border-color: rgba(251, 191, 36, 0.3); box-shadow: 0 20px 40px rgba(0,0,0,0.4); background: rgba(15, 23, 42, 0.6); }
.card-icon { margin-bottom: var(--space-xl); color: var(--color-accent); background: rgba(251, 191, 36, 0.1); width: 64px; height: 64px; display: flex; align-items: center; justify-content: center; border-radius: var(--radius-md); }

/* Forms & Floating Labels */
.form-group { position: relative; margin-bottom: var(--space-xl); }
.form-control { width: 100%; padding: 1.5rem 1rem 0.5rem; border: 1px solid var(--color-border); border-radius: var(--radius-sm); background: rgba(255,255,255,0.02); font-family: inherit; font-size: var(--text-base); color: var(--color-text); transition: all var(--transition-fast); }
.form-control:focus { outline: none; border-color: var(--color-accent); background: rgba(255,255,255,0.05); }
.form-label { position: absolute; left: 1rem; top: 1rem; color: var(--color-text-light); transition: all var(--transition-fast); pointer-events: none; font-size: var(--text-base); }
.form-control:focus ~ .form-label, .form-control:not(:placeholder-shown) ~ .form-label { top: 0.25rem; font-size: var(--text-xs); color: var(--color-accent); }
textarea.form-control { resize: vertical; min-height: 150px; }

/* Contact Section */
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: var(--space-3xl); }
@media(max-width: 1023px) { .contact-grid { grid-template-columns: 1fr; } }
.contact-info-card { display: flex; align-items: flex-start; gap: var(--space-md); padding: var(--space-lg); background: transparent; border-bottom: 1px solid var(--color-border); transition: background var(--transition-fast); }
.contact-info-card:last-child { border-bottom: none; }
.contact-info-card:hover { background: rgba(255,255,255,0.02); }

/* Testimonials */
.test-card { text-align: left; padding: var(--space-2xl); }
.test-avatar { width: 48px; height: 48px; border-radius: var(--radius-full); background: var(--color-surface-alt); border: 1px solid var(--color-border); display: flex; align-items: center; justify-content: center; font-weight: bold; color: var(--color-text); font-family: var(--font-heading); }

/* Accordion FAQ */
.accordion-item { border-bottom: 1px solid var(--color-border); margin-bottom: var(--space-md); }
.accordion-btn { width: 100%; text-align: left; background: none; border: none; padding: var(--space-lg) 0; font-size: var(--text-xl); font-family: var(--font-heading); cursor: pointer; display: flex; justify-content: space-between; align-items: center; color: var(--color-text); transition: color var(--transition-fast); }
.accordion-btn:hover { color: var(--color-accent); }
.accordion-icon { transition: transform var(--transition-normal); color: var(--color-accent); }
.accordion-btn[aria-expanded="true"] .accordion-icon { transform: rotate(45deg); }
.accordion-content { max-height: 0; overflow: hidden; transition: max-height var(--transition-normal); }
.accordion-content-inner { padding-bottom: var(--space-xl); color: var(--color-text-light); font-size: var(--text-lg); line-height: 1.8; }

/* Footer */
.site-footer { background: var(--color-primary-dark); padding: var(--space-3xl) 0 0; border-top: 1px solid rgba(255,255,255,0.05); }
.footer-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(250px, 1fr)); gap: var(--space-3xl); margin-bottom: var(--space-3xl); }
.footer-col h4 { font-size: var(--text-sm); text-transform: uppercase; letter-spacing: 2px; color: var(--color-text); margin-bottom: var(--space-xl); }
.footer-links, .footer-contact { list-style: none; padding: 0; margin: 0; }
.footer-links li, .footer-contact li { margin-bottom: var(--space-md); }
.footer-links a, .footer-contact a { color: var(--color-text-light); transition: color var(--transition-fast); }
.footer-links a:hover, .footer-contact a:hover { color: var(--color-accent); }
.logo-footer { display: inline-flex; align-items: center; gap: var(--space-sm); color: var(--color-text); font-family: var(--font-heading); font-size: var(--text-2xl); font-weight: 700; margin-bottom: var(--space-lg); }
.input-group { display: flex; background: rgba(255,255,255,0.05); border-radius: var(--radius-full); padding: 4px; border: 1px solid rgba(255,255,255,0.1); }
.input-group input { flex: 1; padding: var(--space-sm) var(--space-lg); border: none; background: transparent; color: var(--color-text); outline: none; }
.input-group button { border-radius: var(--radius-full); }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.05); padding: var(--space-xl) 0; }
.footer-bottom-inner { display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: var(--space-md); font-size: var(--text-sm); color: var(--color-text-light); }
.footer-legal a { color: var(--color-text-light); margin-left: var(--space-xl); }
.footer-legal a:hover { color: var(--color-text); }
.social-links a { color: var(--color-text-light); margin-left: var(--space-md); }
.social-links a:hover { color: var(--color-accent); }

/* Cookie Banner */
.cookie-banner { position: fixed; bottom: var(--space-md); left: 50%; transform: translate(-50%, 150%); width: 90%; max-width: 600px; background: rgba(15, 23, 42, 0.95); backdrop-filter: blur(10px); border: 1px solid rgba(255,255,255,0.1); box-shadow: var(--shadow-lg); z-index: 1000; padding: var(--space-lg); border-radius: var(--radius-lg); transition: transform var(--transition-normal); }
.cookie-banner.show { transform: translate(-50%, 0); }
.cookie-inner { display: flex; flex-direction: column; gap: var(--space-md); text-align: center; }
.cookie-actions { display: flex; gap: var(--space-sm); justify-content: center; }

/* Back to Top */
.back-to-top { position: fixed; bottom: var(--space-2xl); right: var(--space-2xl); width: 48px; height: 48px; border-radius: var(--radius-full); background: rgba(15, 23, 42, 0.8); border: 1px solid rgba(255,255,255,0.1); backdrop-filter: blur(5px); color: var(--color-text); cursor: pointer; display: flex; align-items: center; justify-content: center; opacity: 0; visibility: hidden; transition: all var(--transition-normal); z-index: 99; box-shadow: var(--shadow-lg); }
.back-to-top.visible { opacity: 1; visibility: visible; }
.back-to-top:hover { transform: translateY(-5px); background: var(--color-surface); color: var(--color-accent); border-color: var(--color-accent); }

/* Animations - Reveal */
.reveal-up { opacity: 0; transform: translateY(40px); transition: all var(--transition-slow); }
.reveal-left { opacity: 0; transform: translateX(-40px); transition: all var(--transition-slow); }
.reveal-right { opacity: 0; transform: translateX(40px); transition: all var(--transition-slow); }
.reveal-scale { opacity: 0; transform: scale(0.95); transition: all var(--transition-slow); }
.is-visible { opacity: 1; transform: translate(0) scale(1); }

/* Reduce Motion */
@media (prefers-reduced-motion: reduce) {
    * { animation-duration: 0.01ms !important; animation-iteration-count: 1 !important; transition-duration: 0.01ms !important; scroll-behavior: auto !important; }
}

/* Parallax Elements */
.parallax-zoom, .parallax-up {
    will-change: transform, opacity;
    transition: transform 0.1s ease-out, opacity 0.1s ease-out;
}